By accessing Farmer-Insurance.com (the “Site”), or any of the Site’s Content, you agree to and are subject to the following terms and conditions (the “Terms”). If you do not fully agree to these Terms, you may not use the Site. You need to read through all the Terms thoroughly.The Terms constitute a legally binding agreement between you and Farmer-Insurance.com.

1. Our Services. PLEASE BE ADVISED THAT WE ARE NOT A PARTY TO ANY INSURANCE OR OTHER TRANSACTION. We do not offer any insurance or other products described on the Site. On the other hand, the Site acts as a venue to permit insurance providers, insurance agents and other parties considered customers of our Site (each, a “Provider”) to offer for sale and sell, in a variety of formats, insurance and other permitted products to consumers (each, a “Prospect”) who have browsed one of our affiliated websites and submitted a quote request to a Provider (the “Service”). We are not part of the actual transaction between any Prospect and any Provider.

2. Changes to Site. We may change any feature of the Site at any time.

3. Your E-mail Address and Our Privacy Policy. When using the Site for sending a request to us, you agree to permit the Site and our affiliates to include your e-mail address to user database.

4. Transmission of Data. All customers agree that, not matter of the physical location of the user, we may store and work on any data transmitted to the Site from such user at any place in the world.

5. Links to Third-Party Sites. This Site may have pointers to other websites in the Web. Links from and to the Site to other websites, kept by third parties, don’t represent an endorsement by us of such third-party websites or the contents thereof.